ABSTRACT
Adoption of digital payment methods rises during the COVID-19 pandemic. The coronavirus outbreak is affecting how consumers make payments. The majority of customers want to continue using digital payments once the virus has been contained. Global consumers were using them more frequently than they had before the epidemic. The main payment options gaining from this shift are e-Wallets and contactless cards as people use less cash and make more online purchases. Prior to COVID 19, fewer people used digital payment methods worldwide. When Covid-19 spread and physical transactions were on the verge of collapse, digital payments became a reality. This study's primary goals are to evaluate the effectiveness ofonline payment apps used by respondents during Covid 19 and consumer perceptions of the uptake of these methods. Both primary and secondary methods are applied in the process. Structured questionnaires were given to the residents of the Chennai area using the primary data approach. Articles, journals, and various forms of Internet have been utilized in secondary data. The collected data is analysed through Analysis of Variance method. The conclusion of this study shows that people were satisfied that online payment app is more convenient, time saving and easy to adopt. Thoughthere are many barriers in online payment app there were some preventive measures and security. © 2022 IEEE.
ABSTRACT
COVID pandemic hit the farming community harder with its nature of infection and also with various restrictions imposed during the first and second lockdown in 2020 and 2021. The present study was conducted during the year 2021 to study the psychological distress experienced by the farmers in wake of COVID-19 in two surrounding districts of Hyderabad, Telangana namely Rangareddy and Vikarabad. Data was collected from 240 farmers from July to September, 2021 just after second wave of COVID-19. Non-specific psychological distress due to pandemic was measured by the Kessler 10 (K10) scale which is a well validated and widely used scale to measure distress. The findings of the study showed that about 76 per cent of the farmers experienced high to very high level of psychological distress during the second wave of COVID 19. This was attributed to the fact that these districts were dependent on Hyderabad for sale of its produce which was badly affected by pandemic leading to distress. The results further revealed that majority of farmers (85%) involved in full time farming were experiencing very high distress while only 15 per cent farmers having service in addition to farming were in the same category. This highlights the need of providing alternate livelihood strategies for farmers to tide over uncertain circumstances.